People often go through unexpected life events that can put a significant dent in their finances. Fortunately, you can protect yourself by setting aside money specifically for these types of situations. This kind of savings is called an emergency fund….
Financial Goals
Creating a budget for a two-person household is one of the challenges of living together, whether as a married couple or not. You’re no longer just earning and spending for yourself. Now, you and your partner have to take each…
There are a lot of costs associated with a college degree. We’re not here to scare you away from getting one—a degree is valuable in many different ways—but there are certainly some things you should be aware of when it…
If you’re serious about reaching your financial goals, you’ll need to budget wisely. Aside from making it easier to manage your money, budgeting gives you control over your cash flow and prevents you from overspending. While it might require you…
Are savings accounts worth it? Yes! Opening a separate account for money you don’t intend to spend anytime soon, and making sacrifices to put money in that account, will pay off big in the long run. You’ll be able to…
Choosing a career comes with a lot of considerations: what you want to do, how much education you want to complete, where you want to live, and how much you want to earn. So how do career choices affect your…
What Are the Steps in Personal Financial Planning? If you want to get your personal finances under control, the first step is to make a plan. There is not one plan to fit every single person—you have to evaluate your…
Buying a house isn’t always within reach. Maybe you don’t have the cash set aside for a down payment, or you don’t have the credit history to qualify for a mortgage. If you have your sights on owning your own…
As you pay your bills each month and calculate how much money you have left for other expenses, you might wonder how your spending habits stack up to the average consumer. Are you spending more money on housing or food…
There are different types of millionaires. There are those who were born into wealthy families and get a head start with money that the vast majority of us don’t get. There are those who take big risks that pay off…