Traveling introduces you to new environments, cultures, and perspectives. It’s a meaningful investment in yourself, and you shouldn’t have to wait to earn a promotion or win the lottery to pursue it. The truth is, traveling doesn’t need to cost…
Everyday Money Tips
If you’re like most people, you have already subscribed to several services. Did you know that the average US consumer spends around $273 each month on subscriptions? That’s a lot of money, especially if you don’t have extra cash to…
Though back-to-school shopping can be a fun way to spend time with your kids, it can also be stressful. If it feels like a daunting task to shop for school clothes while staying on budget, there are a few techniques…
These days, many stores have their Christmas decorations and toys out before Halloween wraps up. For many people, this signals the beginning of the Christmas shopping season. For low-income families, these holiday displays are depressing. They are constant reminders that…
Maintaining a home is expensive. There are so many bills to keep track of, from the phone to utilities to cable TV. In addition, there are other expenses to keep in mind, such as food, car insurance, necessities for the…
When it comes to raising children, most people would prefer not to do it on their own. However, things don’t always go as planned. Many women are single moms from the get-go, while others find themselves raising their kids alone…
Food is important for survival, but it can be a huge expense, even for small families. Groceries are usually the second-largest household expense after rent/mortgage. It is often difficult for low-income families to eat healthy because certain foods, such as…
When people need money, they usually have a variety of loan options available to them, such as personal loans and lines of credit. However, low-income individuals who lack financial resources may have just two options: microfinance vs. microcredit. Both are…
A credit card can be an excellent financial tool—it helps build your credit history and gives you leeway to purchase things you need even when you don’t have the cash on hand. However, misusing it often results in a poor…
There are so many joys in becoming a parent, and a great deal of excitement when you get to share the news of a pregnancy with loved ones. But are you ready? And specifically, is your bank account ready? Because…