Regardless of whether it is sudden or not, financial distress is one of the most challenging things for individuals or families to deal with. Many different things cause financial problems, which can come in two main forms: one-time fees and...
Food expenses are essential and must be accounted for in budgets when making financial plans, decisions, or goals. While you may need to eat to survive, you definitely don’t need to eat out every day. In fact, eating out every...
Living a debt-free lifestyle today seems impossible. People take on debt to put themselves through school, buy a car or home, and many other reasons. Like anything else that’s challenging, living without debt takes planning and discipline, but it can be done. Let’s be clear—a debt-free life doesn’t always mean…
Many people think only the rich can afford to build wealth. That’s not true. While people with lower incomes certainly have challenges, more are learning how to invest money with low income by starting with a few simple steps. Start with just a few dollars a month, pick strategic ways…
Managing your finances can be tricky, especially if you need help determining where to turn for reliable and trustworthy advice. Millennials may struggle with financial questions or concerns, especially when making major purchases or preparing for retirement. Best personal finance podcasts for millennials If you're looking for financial help, we’ve…
Leading data suggests that only 24% of millennials are financially literate. The good news? You can get started in a new direction today, even if you’re a student or have a lot of debt. Here are our most essential tips...
It’s never a bad time to start planning for the future, become more conscious of your spending habits, and save more money each month. That extra money can make all the difference in paying off debts, saving for retirement, preparing...
Having a baby can be an overwhelming, exciting, and nerve-wracking experience. So many changes so quickly, and you have to learn a lot as you go. A baby affects your finances in a big way. Between the hospital bills, baby...
It’s not uncommon to focus on the here and now as you embark on a new career or education plan. However, too many of us don’t plan sufficiently for the future, or unknowingly walk right into hidden financial quicksand. Falling...
How should newlyweds handle finances? Marriage is an exciting time that will change everything, including how you think about money. Eventually, you might want to buy a house, have children, or retire. This goes smoother with a plan in place. Our financial advice for newlyweds includes ways to work toward…