If you have a poor credit score, you’ll likely find it difficult to get approval for a loan request. And if you do get your loan approved, you might get higher interest rates because of the “risk” you bring to...
Managing your money is difficult enough on its own, let alone when you only have enough to cover your bills. And, with inflation threatening to squeeze even more of your earnings, you’re wondering how you can make the most of...
If you have a young family, you may know all-too-well the importance of stretching every dollar. Fortunately, developing a family budget and saving money is easier than you might realize. Here are 12 beginner-friendly budgeting tips for young families. 1....
Starting your own business is exciting. Flexible schedules, convenient hours, and self-determination are just a few of the reasons why more people are working for themselves these days. If you’re just beginning this adventure, one of the more important issues...
Many people aspire to be financially independent, which likely means they get to live well and buy the things they desire in life without relying on others. Many see this as a distant goal, possibly something they might achieve closer...
Have you experienced “sticker shock” at your local grocery or retail store? If so, you’re not alone. Prices are rising on many different consumer goods—and families are starting to feel the pinch. How does inflation affect budgeting for you and...
Once companies earn revenue, they have to have a plan in place so they know what to do with this money. This is done by forecasting and budgeting. While these two terms are often used interchangeably, they actually mean different...
Between the traditional flowers, chocolate, a card, jewelry, and a romantic dinner, Valentine’s Day might strain your budget. But you don’t have to break the bank just to show your valentine you love them. Here are seven Valentine’s Day ideas...
If you’re a college student, you’re likely juggling a lot of academic and financial demands. But we’ve got some good news: There are perks you can take advantage of to alleviate some of these pressures so you can get through...
According to Experian data, the average American has almost four credit cards. Now, this doesn’t mean you need to have four credit cards too; there isn’t a one-size-fits-all approach to this. But there are potential benefits worth considering to having...