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Top 8 Cheapest Cities in Texas


With a climate that stays warm and sunny nearly all of the time, a rich musical and historical culture, popular theme parks, and numerous universities, Texas is hard to beat when looking for a home. In addition to the perks of beauty and entertainment, much of the state has a cost of living that is below the national average, and the population is expected to keep growing over the next few years. 

Check out some of the best and cheapest cities in Texas to find one you want to call home.

1. Corpus Christi

Corpus Christi is located in the southern part of Texas, along the Gulf of Mexico. The cost of living here is below the national average, including home prices, making it one of the most affordable cities in Texas. In addition to affordability, you’ll enjoy the perfect combination of a small town atmosphere and the amenities of larger cities. Plus, there is an airport for easy travel, as well as the benefits of warm weather, beaches, museums, and amazing Mexican food.

2. Waco

You may have seen parts of Waco on the popular HGTV show Fixer Upper with Chip and Joanna Gaines. If you are unfamiliar with this incredible town, it is found in central Texas along the Brazos River, about halfway between Dallas and Austin. Home prices are quite a bit below the national average, and the cost of other expenses is also comparatively low. Baylor University brings great sports, a large student population, and other amenities. The agricultural industry is a big part of the community and, along with a few manufacturing companies, accounts for a fair amount of the area’s employment.

3. San Antonio

San Antonio is the 7th most populous city in the United States, and yet the cost of living here is almost 11% lower than the national average. The city is rich with history, beautiful architecture, and stunning scenery. Plus, you get all the advantages of living in a larger city while still enjoying a family-friendly lifestyle. This picturesque locale has also seen recent growth in job opportunities and has a strong military community. 

Best of all, life here can be as exciting or as laid back as you want it to be. Stay entertained with Six Flags, Sea World, San Antonio Spurs games, and of course, the Alamo. Take a leisurely stroll along the River Walk, visit the Natural Bridge Caverns, or enjoy one of the many unforgettable restaurants and find your own favorite for our famous Texas-style barbecue.

Apply for your Power Finance Texas loan today and take the first step towards achieving your financial goals.

4. Lubbock

You can come for the brisket, donuts, breweries, or wineries, but you’ll stay for the beauty, culture, and cost of living. Lubbock is one of the most affordable cities in Texas and has been nicknamed “Hub City” because of its educational, economic, and healthcare amenities serving the surrounding area. Two major universities and an international airport make it an important part of the High Plains and northwestern Texas.

Enjoy stunning mountain and canyon vistas in Guadalupe Mountain National Park, or take a quick trip to New Mexico for spelunking in Carlsbad Caverns. Music, ballet, and art are also an important part of Lubbock, which is the birthplace of Buddy Holly and Waylon Jennings.

5. El Paso

El Paso is on the west side of Texas, where the state meets up with New Mexico and Mexico. This location contributes to the rich culture, including art, history, restaurants, and museums. The city is perfect for families who love the outdoors, with several walking and biking trails, including the iconic El Paso Mission Trail. It’s a good thing, too, because you’ll need to walk a few extra miles to make up for all the delicious food you’ll be eating. Plus, homes are extremely affordable, and the cost of living is low. 

6. Irving

Irving is a suburb northwest of Dallas and Fort Worth with home prices and cost of living below the national average. Here you’ll find everything you could ever need and more. Home to Fortune 500 companies, conventions, year-round festivals, food tastings, and championship golf tournaments at Las Colinas, you’ll easily stay busy with both work and play. 

There are also plenty of outdoor spaces for exercise and recreation. In fact, the lakes and rivers are so integrated into the city itself that people actually stand-up paddle as both a hobby and a way to get to work. You can even rent gondolas for a romantic night out.

7. Fort Worth

Right near Irving, the entire Dallas-Fort Worth area is a popular spot for many Fortune 500 companies, which means plenty of great job opportunities. Homes are affordable, the cost of living is slightly below the rest of the country, and the city continues to grow quickly. There are a few universities in the area, architecture with a nostalgic Old West feel, and plenty of museums and historical sites. 

Fort Worth provides easy access to plenty of amenities and entertainment and is a great place for families. The mild warm weather and DFW airport also make it a great place to travel to and from, whether you’re taking a vacation or family is coming to visit.

8. Houston

Houston is the fourth-largest city in the US and still has a cost of living below the national average. In fact, according to Forbes, it is number one nationwide for cities where your paycheck will stretch the furthest. Its diverse population brings with it an incredible cultural experience, including great food. You can enjoy everything from Tex-Mex and barbecue to Cajun, Thai, and Indian cuisine. Then, check out the Theater District, the Museum District, and the Galleria for great entertainment.


Houston also has a large focus on health and self-care, hosting marathons and even free workouts at Discovery Green. This prime location provides easy access to all of Texas’s top universities and is teeming with proud grads and sports fans. Plus, the space center, zoo, and children’s museum are great for a day out with the family.

Move to Your Dream City With Help From Power Finance Texas

Everything’s bigger in Texas, but that doesn’t have to include cost of living! If you’re ready to make the move to one of the most beautiful and cheapest cities in Texas, check out Power Finance Texas for a personal loan. If you’ve got a Texas driver’s license, you can get started with financing for your move by applying online today.