Are you struggling to follow a monthly budget? You are not alone—74% of Americans have a monthly budget, but 84% say they exceed it. When they break their budget, 44% say they use a credit card to pay for things....
In 2022, 30% of people expected to spend $50–99 on Thanksgiving, with 25% expecting to spend $100–149. If you’re like most people, this kind of spending could completely blow your budget for November and December. But, at the same time,...
Everyone wants to save money, and with today’s technology, you only need a smartphone to minimize expenses. If you’re looking for viable solutions to help cut down on expenses that dig into your bank account and possibly lead to overdraft...
Have you ever wondered whether you can build credit for your child? By helping our kids establish a credit history and good habits early on, we can set them up for successful credit usage in the future. We’re not just...
Have you ever felt that sinking feeling when you open your electricity bill? When the amount due is much higher than you expected? Your apartment isn’t a sprawling mansion, so why such colossal costs? Can it be tamed, or is...
Christmas is fast approaching, and the holidays often bring an onslaught of expensive gifts and activities. You may have to stretch your wallet further than usual to cover all the season’s costs. When the holiday demands feel overwhelming, many people...
You know you need a car, but you’ve probably heard having no credit can affect your ability to get one. While not having a credit history can make it more challenging to get a car loan, it’s not impossible! There...
The holiday season is a joyous time when we gather with loved ones to create lasting memories. However, the accompanying expenses can sometimes leave us needing financial assistance. That’s where holiday loans come in handy, helping make your celebrations special...
There are many times in life when you need money fast. You may have a medical emergency or need money for a down payment on a new apartment. Whatever the case, it’s often difficult to get cash immediately, which leaves...
A home can be a person’s castle, but keeping that castle in good repair can be challenging, especially when finances are tight. Even the best-maintained homes occasionally need emergency repairs, whether a leaky pipe, water heater replacement, or heating or...