If you’re serious about reaching your financial goals, you’ll need to budget wisely. Aside from making it easier to manage your money, budgeting gives you control over your cash flow and prevents you from overspending. While it might require you…
Having savings or cash set aside gives you more financial security. It provides a backup for emergencies and unexpected events. However, this can be a challenge if you have modest earnings. About 29 percent of American adults are low-income, meaning…
Are savings accounts worth it? Yes! Opening a separate account for money you don’t intend to spend anytime soon, and making sacrifices to put money in that account, will pay off big in the long run. You’ll be able to…
Choosing a career comes with a lot of considerations: what you want to do, how much education you want to complete, where you want to live, and how much you want to earn. So how do career choices affect your…
What Are the Steps in Personal Financial Planning? If you want to get your personal finances under control, the first step is to make a plan. There is not one plan to fit every single person—you have to evaluate your…
No one plans on getting divorced—but it happens, and it is something you can survive. The emotional turmoil and uncertainty aside, one of the biggest challenges that come with the territory is rebuilding financially after divorce. What happens to your…
Different Types of Savings Accounts: Which Is Best? So you’ve decided to open a savings account. Good for you! Putting some of your income toward an emergency fund or savings goal each month is a great financial practice that will…
Love them or hate them, credit cards are such a part of our lives nowadays it’s hard to imagine life without them. But they haven’t always been around—before the 1950s, credit cards were unheard of. Are you curious about the…
No one wants to throw money away, especially when your budget is tight. If you’re looking to make your monthly paycheck last longer and save some money, start with your energy bill. Energy bills, including gas and electricity, can be…
Do worries about your financial situation keep you up at night? Stress about money can make it hard to sleep or keep your mind focused on the task at hand. It can even make you feel physically ill. So, how…